Thursday, September 10, 2009

President Obama’s speech

President Obama’s speech last night highlighted many different things.

The United States is one of the wealthiest countries in the world.
If this is true, why do we have deficits? Why do we have an $11.7 Trillion debt? Why can’t people pay for their own Healthcare?

If Medicare spending is not slowed, then it will consume the entire federal budget.
If Medicare is such a well run program with lower administration rates, then why do studies identify fraud in the hundreds of billions a year? Do they not add fraud to the administration costs? Maybe if they added more oversight (higher administration costs) they would have less fraud, comparable to private insurance.

The U.S. is the only industrialized country without national Health coverage.
This sounds like a lemie statement or keeping up with the Jones’s. Should we copy what others do? Should we give into peer pressure?

Medicare is a success.
If it is such a success, why is it devouring the Federal Budget?

Pre- existing conditions are not covered by private insurance because of higher risk.
Insurance is based on risk. The higher the risk potential, the higher the premium. Oil tankers pay a high premium traveling through the Hormuze Strait. Insurance can be obtained for just about any type of loss. The problem is the cost will be appropriate for the risk. A national Healthcare program that covers all without regard for risk must cover this increased cost. Obama has not said what the premium will be. He has failed to identify the cost to each person and using spin leaves it up to the individual to interpret. Each individual's interpretation will be different. Does your interpretation match with President Obama's?

2 Comments:

At 7:25 PM, Anonymous Anonymous said...

Is it right then to let someone die because he/she is to much of a risk to give health care?

 
At 8:49 PM, Blogger WilliamLarsen said...

Anonymous
"Is it right then to let someone die because he/she is to much of a risk to give health care?"

Death is only a matter of time. It will come for all of us at some point. With this said, life is not fair. Some are born into poverty while others are born into middle class and better. Some of us are born with disabilities while others are born with gifts.

Which is better? A slow death due to poor diet/lack of nourishment.

Lack of shelter/clothing to stay warm and dry.

Lack of clean water.

There are many ways to die, some are just faster than others. I think it comes down to what an be done with the resources available? If you had only $10,000 which would be enough to feed a family for three to four years or pay for healthcare for just one person what would you do?

The fact is each of us should be making this decision and not government. Government should not be taking money from some to give to others. Charity is not a proper roll of government. Charity is an individual choice. Government charity reduces the ability of others to provide charity themselves, thus reducing overall charity. "I already gave to charity iet SS, Medicare, Welfare, Medicaid, etc).

 

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